Documents For Salaried NRI/Merchant Navy Home loan/ LAP

Purchase of Villa, Flat

House Renovation

Land Purchase

House Construction

Term up to 15 years

Residential Building

Commercial Building

Land

For Hospital

For Colleges

For Schools

For Contractors

For Manufacturers

For Traders

For Industries

Project loan for all new Projects.

Manufacturing Units

Trading

Service Sectors

New Business and existing business.

Working capital

Term Loan

Salaried NRI

Businuss NRI

Housing Loan

Mortgage Loan

User Car

New Car

Take over and topup of existing Housing ,Mortgage loan, Business Loan Etc.

Salaried Class

Businuss Class

Professional Class

New and Used

Four Wheeler

Heavy Vehicle

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Target Clients:

Salaried, Self Employed Professionals, Businessmen and Non-Resident Indians (Salaried).

Purpose

Purchase of Flat-House-Villa-Resale

Purchase of Plot

Loan Take over from other banks with Top-up

Construction - Renovations- Extensions

Features:

Attractive Interest rates (Fixed & Floating)

Minimum Processing Fee

Maximum Funding and Tenure up to 30 years

No Prepayment/Foreclosure Charges on floating rate housing loans

Simple Documentations

Doorstep Services.

Quick Processing

Home Loan interest Sever provides customer the facility of linking Home Loan account with the operative Account. The interest liability of the borrower on home loan comes down to the extent of surplus funds parked in the operative account. Customer will be allowed to deposit and Withdraw from the operative account as and when required. Interest on Home loan will be calculated based on the balance maintained in the operative account

Target Clients:

Salaried, Self Employed Professionals, Businessmen and Non-Resident Indians (Salaried).

Purpose

Attractive Interest rates

Minimum Processing Fee

Maximum Funding and Tenure up to 30 years

No Prepayment/Foreclosure Charges on floating rate housing loans

Simple Documentations

Doorstep Services.

Quick Processing

Property Insurance is mandatory

Target Clients:

Salaried, Self Employed Professionals, Businessmen and Non-Resident Indians (Salaried).

Features

Up to 90% of the on road price

Attractive Interest Rate

Quick Approval

Simple Documentations

Doorstep Services.

Loan for used cars

Quick Processing

Target Clients:

Salaried, Self-employed businessman, self-employed professional &NRl (salaried)

Type of Property

Residential - Commercial

Purpose

Loan against property can be utilized for expenses towards education,business, marriage, purchase or improvement of property, medical treatment and any other personal needs.

Features

Attractive Interest rates .

Maximum Funding and Tenure up to 20 years

No Prepayment/Foreclosure Charges after 6 months (Conditions Apply)

Simple Documentations

Doorstep Services.

Quick Processing

Loan against property interest Sever provides customer the facility of linking Loan account with the operative Account. The interest liability of the borrower on loan comes down to the extent of surplus funds parked in the operative account. Customer will be allowed to deposit and Withdraw from the operative account as and when required. Interest on loan will be calculated based on the balance maintained In the operative account.

Target Clients:

Salaried, Self-employedbusinessman, self-employed professional.

Type of Property

Residential - Commercial

Purpose

Loan against property can be utilized for expenses towards education,business, marriage, purchase or improvement of property, medical treatment and any other personal needs.

Features

Attractive Interest rates .

Maximum Funding and Tenure up to 20 years

No Prepayment/Foreclosure Charges after 6 months (Conditions Apply)

Simple Documentations

Doorstep Services.

Quick Processing

Target Clients:

Self-employedprofessionals.

Self-employednon-professionals.

Type of Property

Residential - Commercial

Purpose

Merchants and Traders

Small and medium scale manufactures

Service Providers

Features

Attractive Interest rates .

Maximum Funding and Tenure up to 10 years

No Prepayment/Foreclosure Charges after 6 months (Conditions Apply)

Simple Documentations

Doorstep Services.

Quick Processing

Target Clients:

Salaried (Only Medical professionals) , Self-employedbusinessman, self-employed professionals (Doctors , Architects & Engineers etc.)

Type of Property

Residential - Commercial

Purpose

Loan can be used for purchase of ready to occupy commercial properties .

Features

Attractive Interest rates

Maximum Funding and Tenure up to 15 years

No Prepayment/Foreclosure Charges after 6 months (Conditions Apply)

Simple Documentations

Doorstep Services.

Quick Processing

Conditions

Minimum 5 Lacks Maximum 500 Lacks

55% of market value or 65% of documented value whichever is lower.

Minimum Area 500sq.ft.

Property Insurance is mandatory

Target Clients:

Reputed Corporates likebanks ,financial institutions, Insurance company, MNCs, warehouses and large retail outlets.

Features

Attractive Interest rates

Maximum Funding and Tenure up to 10 years

No Prepayment/Foreclosure Charges after 6 months (Conditions Apply)

Simple Documentations

Quick Processing

Doorstep Services.

Conditions

Minimum 5 Lacks Maximum 1000 Lacks

Maximum eligible loan amount would be restricted to 85% of total future rent receivable of un-expired period of lease agreement, or 85% of market value of property.

Lessor to open escrow account and all the rental income to be credited to the escrow account